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An Introduction to Personal Liability Umbrella Insurance

An Introduction to Personal Liability Umbrella Insurance

by KPD7G49QE1JxIgXg | Jul 10, 2026 | Uncategorized

When evaluating personal risk management, many individuals focus on protecting their physical property, such as a home or a vehicle. However, an equally critical element is protecting personal assets from the financial consequences of a major liability claim. While...
Out-of-State Emergency Care: Understanding Your Health Insurance Coverage

Out-of-State Emergency Care: Understanding Your Health Insurance Coverage

by KPD7G49QE1JxIgXg | Jun 26, 2026 | Uncategorized

Many people look forward to traveling outside their home state for vacation, family visits, or business. When planning a trip, a common question arises regarding how health insurance functions if an unexpected medical situation occurs away from home. Understanding how...
Understanding Deductibles in Home, Auto, and Health Insurance

Understanding Deductibles in Home, Auto, and Health Insurance

by KPD7G49QE1JxIgXg | Jun 19, 2026 | Uncategorized

When reviewing an insurance policy, one of the prominent financial terms you will encounter is the deductible. In general terms, a deductible represents the out-of-pocket amount a policyholder agrees to pay toward a covered loss or medical expense before the insurance...
Understanding Deductibles in Home, Auto, and Health Insurance

Understanding Deductibles in Home, Auto, and Health Insurance

by KPD7G49QE1JxIgXg | Jun 19, 2026 | Uncategorized

When reviewing an insurance policy, one of the prominent financial terms you will encounter is the deductible. In general terms, a deductible represents the out-of-pocket amount a policyholder agrees to pay toward a covered loss or medical expense before the insurance...
Navigating Auto Coverage: Collision vs. Comprehensive Insurance Explained

Navigating Auto Coverage: Collision vs. Comprehensive Insurance Explained

by KPD7G49QE1JxIgXg | Jun 12, 2026 | Uncategorized

When selecting an auto insurance policy, drivers frequently focus on the state-mandated liability limits required to protect other people on the road. However, liability insurance typically does not pay for damage to your own vehicle. To address physical damage to...
Insurance Bundling for Small Businesses: Pros and Cons

Insurance Bundling for Small Businesses: Pros and Cons

by KPD7G49QE1JxIgXg | Jun 5, 2026 | Uncategorized

Managing a small business involves balancing numerous operational responsibilities. Among these tasks is identifying a strategy to handle financial risks. In the insurance market, providers often offer options to group multiple types of policies together. This...
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About Russell-Massey & Company Inc.

Russell-Massey & Company is an independent insurance agency providing risk management solutions for individuals and businesses throughout the state of South Carolina. With offices in Columbia, SC and Chapin, SC, we are prepared to serve our community’s insurance needs with superior customer service and quality insurance products.

Contact Us

Columbia, SC Office
1320 Elmwood Ave, Columbia, SC 29201
Phone: (803) 779-7854
Email: info@russellmassey.com

Chapin, SC Office
417 Chapin Road Chapin SC 29036
Phone: (803) 941-3650
Email: info@russellmassey.com

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