South Carolina Condominium
Association Insurance
Russell-Massey & Company of Columbia, SC offers
affordable insurance coverage options for your South
Carolina condominium association. Your insurance
policy should be reviewed annually to guarantee that
the coverage meets or exceeds your condominium
association's needs, governing statements, and the
owners requirements.
Click on the link below to fill out a secure quote
request form for South Carolina condominium
association insurance that will provide your business
with excellent insurance protection at an affordable
cost. Or you can speak with our South Carolina
condo association insurance specialist toll free at
(800) 849-7475 to discuss the policy features.
We are a Columbia, SC insurance agency offering inexpensive South Carolina
condominium association insurance policy coverage to mid-sized, large, and small
condominiums in the following towns, cities and counties in South Carolina: Chapin,
Arthurtown, Saluda Terrace, Sandwood, Arcadia Lakes, Cayce, Olympia, Forest
Acres, Dentsville, Eau Claire, West Columbia, Springdale, Denny Terrace, Belmont,
St. Andrews, Irmo, Oak Grove, Lexington, Galaxy, Bluff Estates, Hazelwood Acres,
State Park, Haskell Heights, Lincolnshire, Ballentine, Killian, Red Bank, South
Congaree, Edmund, Gilbert, Summit, Gaston, Hopkins, Capitol View, Horrel Hill, Fort
Jackson, Pontiac, Elgin, Blythewood, Camden, Richtex, Whitehall, White Rock,
Sumter, Lugoff, Boykin, Rembert, Hagood, Horatio, Stateburg, Borden, Wedgefield,
Oswego, Gadsden, Fort Motte, St. Matthews, Swansea, Woodford, Winnsboro,
Pelion, Steedman, Samaria, Monetta, Batesburg-Leesville, Stoney Hill, Prosperity,
Newberry, Peak, Little Mountain, Slighs, Pomaria, Jenkinsville, Rion, Winnsboro Mills,
Simpson, Smallwood, Ridgeway, Orangeburg, Lexington County, Fairfield County,
Calhoun County, Sumter County, Kershaw County, Saluda County, and Richland
County, SC. We can also offer cheaper South Carolina condo association insurance
coverage premiums to condo owners throughout the Palmetto state, including in
Florence, Greenville, Spartanburg, Myrtle Beach, and Charleston, SC.
Protects your South Carolina condominium association against claims for personal
injury or property damage arising from the common areas, including the limited
common areas. Each property should be inspected by an insurance professional to
determine adequate amounts of coverage. Condominiums that also have ponds
and/or playground areas may require increased insurance coverage. Liability
judgments in excess of the Association's liability limit can be recovered through a
Loss Assessment on the individual owners, who can generally claim
reimbursement under the Loss Assessment provisions of their individual Owner's
policies.
Provides coverage for the physical value (not market value) of all condominium
association buildings, miscellaneous structures and contents.
Provides insurance coverage for negligent acts, errors or omissions by the
association's present or former board members or officers. Common examples of
claims include alleged mismanagement of association affairs, failure to maintain
books and records, failure to enforce rules, regulations and restrictions, and breach
of contract. These policies are generally written on a "claims made" basis, and cover
only wrongful acts reported during the policy period, regardless of when the acts are
alleged to have occurred. Directors and Officers insurance coverage can be an
endorsement to the condominium association's master policy, in which case it has
the same limits as the policy's general liability coverage, or it can be a completely
separate policy with a larger or smaller coverage limit.
Covers losses caused by accident, misfortune or mishap, including loss which
comes by chance or without design, such as that caused by fire, lightning,
windstorm, rain or ice. Flood coverage is underwritten by the Federal Emergency
Management Agency through private companies and covers damage due to rising
surface waters.
Umbrella coverage provides additional liability insurance coverage above all underlying
liability coverage.
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South Carolina
Business Insurance
Condo
Association
Insurance
South Carolina Condo Association Insurance Information
Russell-Massey & Co.
1320 Elmwood Avenue
Columbia, SC 29201
Richland County, SC
Toll Free: (800) 849-7475
Office: (803) 779-7854
Fax: (803) 799-6546
Answer a few questions and
we can provide you with an
insurance quote by phone or
email. Choose a South Carolina
personal or business insurance
coverage from the menu above.
Russell-Massey & Co.
200 A Lexington Hwy
Chapin, SC 29036
Lexington County, SC
Office: (803) 941-3650
Fax: (803) 941-3654
Russell-Massey & Company, Inc.
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