Business Owners Insurance South Carolina

South Carolina Business Owners Insurance

Businesses can bundle property and liability coverage
into a South Carolina Business Owners Insurance
policy that allows your business to obtain broad
coverage with affordable premiums. South Carolina
Business Owners Insurance is usually the first step for
small businesses looking to get basic property and
liability coverage and is a comprehensive and
affordable insurance package for small or medium
sized businesses.

To qualify for Business Owners Insurance Policies, a
company should have 100 or fewer employees, and
annual revenues should be less than $1 million. South
Carolina Business Owners Insurance will typically
provide reimbursement for up to a year of lost revenue
resulting from an insured property loss.

Some businesses may find South Carolina Business
Owners Insurance coverage limits to be too low or may
not like the lack of flexibility on options like coinsurance.
However, what the Business Owners Insurance Policy
lacks in flexibility it usually makes up for with lower
premiums for your business.

South Carolina Business Owners Insurance offers
named perils or all risk insurance coverage, similiar to
general property insurance coverages. Enhancement
endorsements are available at little or no cost to
extend coverage to your accounts receivable,
valuable papers, signs, employee dishonesty,
mechanical breakdown, computers including
software, money and securities, off premises power
failure and spoilage of food products, backup of
sewers and drains.

While similiar to Commercial General Liability Insurance, the liability
part of a South Carolina Business Owners Insurance Policy offers
less flexibility in determining your coverage limits for particular claims.
Optional limits of $300,000, $500,000 or $1,000,000 are available.
Personal injury, products liability, fire legal liability and premises
medical payments are included. Also, Business Owners Insurance
does not include professional liability insurance.

Business Interruption Insurance is usually included in Business
Owners Insurance Policies and covers lost income and expenses
incurred when a company suffers disaster related damage. Ongoing
operating expenses that continue even if business is suspended,
such as payroll, are also covered.

Click on the link below to fill out a secure quote request form for a
South Carolina business owners insurance policy that regardless of
whether you're a small contractor, large employer or a small business
owner, will provide exceptional insurance coverage for your business
at an affordable cost. Or you can speak with our South Carolina
Business Owners Insurance specialist toll free at (800) 849-7475 to
discuss the policy features in more detail.

Click here to fill out a

South Carolina Business

Owners Insurance

quote request form

We are a Columbia, SC insurance agency offering affordable South
Carolina business owners insurance policy coverage to mid-sized, large,
and small businesses in the following towns, cities and counties in South
Carolina: Chapin, Arthurtown, Saluda Terrace, Sandwood, Arcadia Lakes,
Cayce, Olympia, Forest Acres, Dentsville, Eau Claire, West Columbia,
Springdale, Denny Terrace, Belmont, St. Andrews, Irmo, Oak Grove,
Lexington, Galaxy, Bluff Estates, Hazelwood Acres, State Park, Haskell
Heights, Lincolnshire, Ballentine, Killian, Red Bank, South Congaree,
Edmund, Gilbert, Summit, Gaston, Hopkins, Capitol View, Horrel Hill, Fort
Jackson, Pontiac, Elgin, Blythewood, Camden, Richtex, Whitehall, White
Rock, Sumter, Lugoff, Boykin, Rembert, Hagood, Horatio, Stateburg,
Borden, Wedgefield, Oswego, Gadsden, Fort Motte, St. Matthews,
Swansea, Woodford, Winnsboro, Pelion, Steedman, Samaria, Monetta,
Batesburg-Leesville, Stoney Hill, Prosperity, Newberry, Peak, Little
Mountain, Slighs, Pomaria, Jenkinsville, Rion, Winnsboro Mills, Simpson,
Smallwood, Ridgeway, Orangeburg, Lexington County, Fairfield County,
Calhoun County, Sumter County, Kershaw County, Saluda County, and
Richland County, SC. We can also offer inexpensive South Carolina
business owners insurance coverage premiums to small business
owners throughout the Palmetto state, including in Florence, Greenville,
Spartanburg, Myrtle Beach, and Charleston, SC.

Property Insurance Coverage

Liability Insurance Coverage

Interruption Insurance Coverage

**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
agent.