South Carolina Boat Insurance Information
The value of quality South Carolina boat insurance often doesn't become apparent until you really
need it. Whether it's a minor dent or a more substantial accident, it pays to have South Carolina
boat insurance coverage you can count on.
Let our experienced South Carolina boat insurance specialist explain the different Liability Limits,
Comprehensive, Personal Injury Protection, Collision, Medical coverages, and deductibles that
are available for you to choose from. We offer affordable boat insurance policies from a leader in
the insurance industry.
Learn more about South Carolina Boat Insurance
coverage options below!
Click on the link below to fill out a secure quote request form for a South Carolina Boat Insurance
policy that will provide excellent insurance coverage for your boat at an affordable cost. Or you
can speak with our South Carolina Boat Insurance agent specialist toll free at (800) 849-7475 to
discuss the insurance policy features in more detail.
We are a Columbia, SC insurance agency offering affordable South Carolina
boat insurance policy coverage in the following towns, cities and counties in
South Carolina: Chapin, Arthurtown, Saluda Terrace, Sandwood, Arcadia
Lakes, Cayce, Olympia, Forest Acres, Dentsville, Eau Claire, West Columbia,
Springdale, Denny Terrace, Belmont, St. Andrews, Irmo, Oak Grove,
Lexington, Galaxy, Bluff Estates, Hazelwood Acres, State Park, Haskell
Heights, Lincolnshire, Ballentine, Killian, Red Bank, South Congaree, Edmund,
Gilbert, Summit, Gaston, Hopkins, Capitol View, Horrel Hill, Fort Jackson,
Pontiac, Elgin, Blythewood, Camden, Richtex, Whitehall, White Rock, Sumter,
Lugoff, Boykin, Rembert, Hagood, Horatio, Stateburg, Borden, Wedgefield,
Oswego, Gadsden, Fort Motte, St. Matthews, Swansea, Woodford,
Winnsboro, Pelion, Steedman, Samaria, Monetta, Batesburg-Leesville, Stoney
Hill, Prosperity, Newberry, Peak, Little Mountain, Slighs, Pomaria, Jenkinsville,
Rion, Winnsboro Mills, Simpson, Smallwood, Ridgeway, Orangeburg,
Lexington County, Fairfield County, Calhoun County, Sumter County, Kershaw
County, Saluda County, and Richland County, SC. We can also offer cheap
South Carolina boat insurance coverage premiums throughout the Palmetto
state, including in Florence, Greenville, Spartanburg, Myrtle Beach, and
Charleston, SC.

**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
South Carolina Boat Insurance Info
Covers damage caused to the owners boat from a collision caused by another boat,
vehicle, or other object. The deductible is the amount you choose to pay upfront (if any)
before the boat insurance policy pays. The higher the deductible chosen the lower the
collision coverage cost of the South Carolina boat insurance policy.
Covers damage caused to the insured's boat (your boat) from risks such as theft, fire,
falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The
deductible is the amount you choose to pay upfront (if any) before the boat insurance
policy pays. The higher the deductible chosen the lower the comprehensive coverage
cost of the South Carolina boat insurance policy.
South Carolina Boat Insurance Info
South Carolina Boat Insurance Info
Injuries that you (insured) cause to someone else is covered under this part of a boat
insurance policy. The minimum liability insurance coverage available for purchase in
South Carolina is 25/50 and is explained in detail below. However, we recommend that
you choose liability insurance coverage amounts that are much higher than the South
Carolina minimums listed below. Contact us toll free at (800) 849-7475 to discuss
what liability coverage amounts you require to meet your needs.

25/50/25 25=$25,000 - 50=$50,000 - 25=$25,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
Damage caused by the insured (you) to someone else's property, such as another
boat or dock, is covered through property damage boat insurance coverage. This
coverage also assists in protecting you if a lawsuit arises from an accident. The
minimum required coverage amount in South Carolina is $25,000.
Bodily Injury Liability
Property Damage Liability
South Carolina Liability Coverage limits explanation:
South Carolina Boat Insurance Info
80% of medical benefits for all reasonable expenses for necessary medical, surgical,
x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs,
crutches, slings, neck braces and splints (including necessary travel related to
medical care.)
80% of necessary remedial treatment (nursing home care or home nursing care).

60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident.
Benefits Provided:
South Carolina Boat Insurance Info
100/300 100=$100,000 - 300=$300,000
First number = uninsured boater maximum for one person injured in an accident.
Second number = uninsured boater maximum for all injuries in one accident.

Example of Uninsured limits:
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or
an at-fault driver who has no liability insurance. This is a required coverage for a
South Carolina Boat Insurance policy. Contact us today to discuss what
uninsured coverage amounts you require to meet your family or personal needs.

South Carolina does not require (PIP) or personal injury protection coverage. This
coverage pays medical bills for injuries suffered in a boat accident regardless of
who caused the accident.
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Click on the link below to fill out a secure quote request form for a South
Carolina Boat Insurance policy that will provide excellent insurance coverage
for your boat at an affordable cost. Or you can speak with our South Carolina
Boat Insurance agent specialist toll free at (800) 849-7475 to discuss the
insurance features in more detail.
South Carolina
Personal Insurance
Boat Insurance
Russell-Massey & Company, Inc.
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Russell-Massey
& Company, Inc.
General Insurance
South Carolina Boat Insurance
800-849-7475 toll free
803-779-7854
Serving South Carolina Since 1955
Russell-Massey & Co.
1320 Elmwood Avenue
Columbia, SC 29201
Richland County, SC
Toll Free: (800) 849-7475
Office: (803) 779-7854
Fax: (803) 799-6546
Russell-Massey & Co.
409 Lexington Avenue
Chapin, SC 29036
Lexington County, SC
Office: (803) 941-3650
Fax: (803) 941-3654